Maybe you’ve been dreaming about having your own home—a place where you finally feel at home, something that a rented property just can’t offer you.

You’re probably tired of paying someone else’s mortgage, watching a significant part of your income go towards someone else’s investment, only to provide you with a temporary roof over your head.

Many of my past clients have told me how exhausted they were with constantly dealing with landlords who failed to provide proper care for the properties they were renting, despite always paying rent on time. They struggled to get even basic repairs done or to receive the care they deserved.

I’ve known people whose lives were turned upside down after receiving just one month’s notice because their landlord decided to sell the house they were living in. What you may not know is that buying your first home in the UK doesn’t have to be complicated or overwhelming if you have the right support.

If this sounds like your situation, you’ve come to the right place, because today you can change it with my help. Together, we’ll create a plan that will help you make your dream of owning your first property a reality. Once the plan is ready, I’ll guide you through the entire process from start to finish.

What will you gain by starting this process with my help?

Procrastination means losing valuable time that you could already be using to pay down capital or save for a deposit. If you’re not actively managing your credit history, you may unintentionally worsen your situation, reducing your chances of getting approval and the best deals. Although there’s no guarantee that a particular property will increase in value, just look at the last 20-30 years to see the overall upward trend in property prices. The longer you wait, the higher the chance that the home you’re interested in will become more expensive, making your dream more distant or even permanently out of reach. The goal is to shorten this journey, not unnecessarily prolong it—especially since your age is also a factor.

What Do My Clients Say About My Services?

I understand exactly how you feel and what you need because I’ve gone through a similar experience myself. My own journey to buying my dream home was filled with stress and a lack of understanding about what was happening at each stage. I felt disconnected from what was going on “in the background” and left in the dark. Although my advisor certainly did their best, I missed clear communication and understanding of what each step meant and what to expect. I know how invaluable it is to have someone guide you through the entire process of buying your first home. The amount of information and the steps you need to go through can be overwhelming if you’re not properly prepared or don’t have the right support.

I not only guide my clients step-by-step through every stage, but I also keep them informed about what’s happening, what the next steps will be, and how we can streamline the process. Although buying your first home can be stressful, my clients are never left alone to deal with that stress, nor are they kept in the dark, which could make things worse. My support helps you feel both reassured and more in control, making the entire process smoother from start to finish.

I have extensive experience not only in mortgage advice but also in guiding first-time buyers through their purchase. My work goes beyond just mortgage-related matters—I’m with you throughout the entire process, from reserving the property, to ongoing communication with agents and solicitors, all the way until you move into your new home.

Help with Buying First Property in the UK (Mortgage Advice)
Limited-time offer: 10% discount until 22/09/2024.
Fee: £495 £445

1. Initial Consultation – Every collaboration with a new client starts with getting to know their individual situation. We’ll discuss your needs, expectations for the process, your dream home, and future plans.
2. Email with Document List – I’ll send you a list of the necessary documents and information needed to assess your mortgage affordability.
3. Affordability Assessment – I’ll analyse your affordability and thoroughly review your situation based on the documents provided.
4. Consultation – I’ll present the available options, and together we’ll determine your budget and create a plan of action for the coming months.
5. Mortgage in Principle (MIP) – If needed, I’ll obtain a mortgage in principle from the bank.
6. Property Search – You’ll independently search for a property that interests you. If necessary, I can assist with reserving it by providing the necessary documents to the estate agent.
7. Appointing Solicitors – I’ll provide the estate agent with the details of the solicitor you’ve chosen along with the bank’s mortgage in principle.
8. Research – I’ll conduct thorough research to find the best options tailored to your individual situation.
9. Meeting – We’ll discuss the best solutions and finalize the details of your mortgage and protection.
10. Submitting the Application – I’ll submit the full mortgage application to the lender along with the complete documentation.
11. Process Coordination – I’ll monitor progress and maintain regular contact with the bank, providing additional documents and answering any questions if needed.
12. Receiving the Offer – Once the offer is received from the bank, I’ll confirm its terms. If issues arise, such as the bank rejecting the property, I’ll find a new solution, and we’ll implement a new plan.
13. Solicitor’s Work – If the solicitors have been waiting for the mortgage offer to start working, they can now begin their tasks.
14. Mortgage Confirmation – I’ll confirm the mortgage approval with the estate agent, and we’ll proceed with further formalities.
15. Process Coordination with Solicitors – I’ll maintain regular communication with the solicitors, answering your questions as well as those from the agent. I’ll assist with filling out documents, provide certified identity proofs on your behalf, and ensure deadlines are met to streamline the process and expedite actions when needed.
16. Overview of Solicitors’ Actions
    – Ordering public record searches (Land Registry, Local Authority Searches).
    – Reviewing the property’s title deeds.
    – Exchange of Contracts.
    – Completion of Purchase.
    – Registering the Title.
17. Coordinating Contract Exchange and Completion – I’ll assist in coordinating the exchange of contracts and finalizing the transaction (completion).
18. Congratulations! You’ve just purchased your first home in the UK 🙂

Is This Service Right for You?

YES, IF:

NO, IF:

You know, there was a time when I didn’t believe I could buy my own home either. Years ago, I thought it was only an option for people in high-paying jobs or those earning big money. With the mindset I brought with me from Poland, I considered renting a success on its own. I never even dreamed that I could own my own home while working an ordinary job.

I understand that you might be thinking now that the mountain of paperwork involved in getting a mortgage will be overwhelming. But remember, I’ll be with you through the entire process. Most of the formalities and document preparation are my responsibility, so you can focus on yourself, your family, and your work.

My clients often believed there were no options available for them due to a small budget and high property prices in their area. Their perspective changed when they realized that their first purchase doesn’t have to be their last. It’s just the first step toward the ultimate goal—owning their dream home.

Are you ready?
Limited-time offer: 10% discount until 22/09/2024.
Fee: £495 £445

If You Still Have Doubts, Here’s the Story of My Clients Who Successfully Completed the Home-Buying Process with My Help:

Agnieszka and Piotr are a couple I met when they were facing a dilemma that many of us know all too well. They both had stable incomes—Piotr worked as a professional driver, and Agnieszka was a shift manager in a warehouse. Their salaries were steady, and the overtime they regularly worked significantly boosted their annual income. It seemed like they had everything needed to make their dream of owning a home a reality.

However, the reality was more complicated. They were renting a large house that provided enough space for them and their three children, but the high rent they were paying, combined with other monthly expenses, effectively limited their ability to save for a deposit. They knew they had good affordability—in fact, their affordability was more than enough to meet their needs. But the lack of a deposit seemed like an insurmountable obstacle.

When their friends recommended my services, they initially didn’t think there was much they could do. They knew their savings weren’t enough to cover the required 5% deposit. But when the perfect house came on the market—the one they had been dreaming of—they decided to give me a call. They wanted to be sure they had done everything in their power so they wouldn’t regret not trying later.

During our conversation, I explained that there was an option they hadn’t considered before—the possibility of taking out a personal loan that could be used as a deposit for their home. Since their affordability was strong enough to cover the additional monthly payments associated with a personal loan, we had a real chance to secure a mortgage for their dream property.

I promised to thoroughly analyze their situation, and after receiving all the necessary documentation, I conducted all the required calculations. I also obtained a mortgage in principle from the bank, which gave us the green light to move forward.

Today, Agnieszka and Piotr, along with their children, live in their own home. They paid off the personal loan last year and can now enjoy their own space without restrictions and with the sense of security that owning a home provides.

Get in touch with me, and let’s start making things happen!

To take advantage of my offer, simply schedule a remote meeting using the automatic calendar or give me a call! Most of my work is done online, as I serve clients across England and Wales—from London, through Manchester and Pembrokeshire, to Cornwall. Distance is not an issue as long as you have access to a phone or the internet. However, if you live in my area, we can, of course, meet in person.

Are you ready?
Limited-time offer: 10% discount until 22/09/2024.
Fee: £495 £445

What You Get:

• High-quality service
• Unlimited time for consultations, explanations, and answering questions
• Quick and efficient handling of your entire case, from the application to full documentation submitted to the bank, along with prompt responses to additional lender queries
• Consistent and efficient communication from start to finish
• Maximized chances of owning your own home
• My experience, which will help streamline the entire process and reduce the stress involved
• Taking care of most formalities and document preparation, allowing you to focus on yourself, your family, and your work. You’ll only need to handle the formalities where I can’t step in for you (e.g., signing documents for solicitors)
• Support in answering all your pressing questions—most of which I already know the answers to, and for the rest, I’ll get the information quickly. Doing this research on your own could take a lot of time and might not always provide satisfactory results
• Access to deals that are not directly available to clients
• Finding the most beneficial option among hundreds of different offers, potentially saving you more than the cost of my service
• Guidance through the entire process, from the first conversation to the day you receive your keys

You might notice that everyone around you is buying homes, while you feel stuck in place. It’s time to break free from that stagnation and take a step towards a better future. Do you love decorating interiors but don’t want to invest in someone else’s property? Do you dream of buying beautiful furniture but aren’t sure if it will fit in a different home than the one, you’re currently in? There’s never a wrong time to start preparing for buying a property. Knowing what you need and what steps you should take to buy a home now, in a month, or in a year will help you be ready when the right moment comes. Or perhaps you’ll discover that now is the perfect time to make your dream of owning a home a reality.

Are you ready?
Limited-time offer: 10% discount until 22/09/2024.
Fee: £495 £445